(l-r) Chief Judge William Pryor, and Judges Robert Luck and Frank Hull, of the Eleventh Circuit Court of Appeals. (Credit: Diego M. Radzinschi/John Disney/ALM)
The U.S. Court of Appeals for the Eleventh Circuit joined “every other circuit” in ruling that a consumer can recover between $100 to $1,000 without proving actual damages caused by a consumer reporting agency’s willful violation of the Fair Credit Reporting Act.
“The general consensus amongst the consumer lawyers in the U.S. is that the appellate courts recognized they went too far with TransUnion v. Ramirez and standing issues,” said Robert W. Murphy of Murphy Law in Charlottesville, Virginia, and Fort Lauderdale, Florida, who is an expert on consumer protection litigation.
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